Your security is our top priority
We use the same security standards trusted by the world's largest banks. Your money and data are protected by multiple layers of cutting-edge security.
Multi-layered security architecture
Defense in depth: multiple security layers working together to protect your assets.
Application Layer
- AI Fraud Detection
- Biometric Auth
- Session Management
Network Layer
- DDoS Protection
- WAF
- TLS 1.3
Infrastructure Layer
- Multi-Region
- Load Balancing
- Auto Scaling
Data Layer
- AES-256 Encryption
- Key Management
- Backup & Recovery
How we protect you
Multiple layers of security work together to keep your account safe.
256-bit AES Encryption
All data is encrypted at rest and in transit using military-grade AES-256 encryption.
Biometric Authentication
Face ID, Touch ID, and fingerprint recognition for secure, instant access to your account.
Two-Factor Authentication
Add an extra layer of security with SMS, authenticator apps, or hardware security keys.
AI Fraud Detection
Machine learning algorithms monitor transactions 24/7 to detect and prevent suspicious activity.
Secure Infrastructure
Hosted on AWS with multi-region redundancy, DDoS protection, and continuous monitoring.
Instant Alerts
Real-time notifications for all account activity. Freeze your card instantly if needed.
Your funds are protected
Your money is held in segregated accounts at top-tier banking partners. Even if something happens to Novolut, your funds remain safe and accessible.
Up to €100,000 Protected
Eligible deposits covered by the European Deposit Guarantee Scheme.
Segregated Accounts
Your funds are kept separate from our operational accounts.
Instant Access
Access your money anytime, with no lock-up periods.
Compliance & Certifications
We meet the highest standards of security and regulatory compliance.
SOC 2 Type II
Audited annually for security, availability, and confidentiality controls.
PCI DSS Level 1
Highest level of payment card industry security certification.
GDPR Compliant
Full compliance with European data protection regulations.
ISO 27001
Certified information security management system.
Security is in our DNA
Beyond technology, security is embedded in our culture. Every team member is trained to protect your data and privacy.
- Regular third-party security audits and penetration testing
- Bug bounty program with leading security researchers
- Employee security training and background checks
- Incident response team available 24/7
- Data minimization and privacy by design
- Automatic session timeouts and device management
Security Resources
Learn more about how we keep your account safe and what you can do to protect yourself.
Security FAQ
Answers to your most common security questions.
Questions about security?
Our security team is here to help. Reach out if you have any concerns or want to report a vulnerability.