Global money transfers, simplified
Send and receive money in 30+ currencies with real exchange rates, instant transfers, and no hidden fees.
Send money in 4 easy steps
Fast, simple, and transparent international transfers.
Sign Up
Create your free account in minutes.
Add Money
Top up from any bank or card.
Send Money
Transfer to 150+ countries instantly.
Track It
Real-time tracking until delivery.
Move money anywhere, instantly
The modern way to send, receive, and exchange currencies globally.
30+ Currencies
Hold, send, and receive money in 30+ currencies. Real mid-market exchange rates.
Instant Transfers
Send money instantly to other Novolut users. International transfers in minutes.
Bank-Grade Security
256-bit encryption and 2FA protect every transaction you make.
Smart Exchange
Auto-convert currencies when you spend. Always get the best rate automatically.
SWIFT & SEPA
Connect to traditional banking rails. Send to any bank account worldwide.
Transparent Pricing
No hidden fees. See exactly what you'll pay before every transaction.
Discover Fiat Rail
Everything you need for seamless international money transfers.
Real exchange rates
We use the mid-market exchange rate with no hidden markup. Save up to 8x compared to traditional banks.
- Mid-market rate, no markup
- Lock rates for up to 24 hours
- Rate alerts for target rates
- Weekend rates locked Friday
- Historical rate charts
Live Exchange Rates
$50B+
Transferred annually
30+
Supported currencies
150+
Countries supported
Connected to global networks
Send money through all major payment rails worldwide.
SWIFT
Global
SEPA
Europe
ACH
USA
Faster Payments
UK
BACS
UK
Wire Transfer
Global
Interac
Canada
PIX
Brazil
UPI
India
PayNow
Singapore
FPS
Hong Kong
NPP
Australia
Built for your needs
Whether you're supporting family abroad or buying property overseas.
Send money home
Support your family abroad with fast, affordable international transfers.
- Best exchange rates
- Low transfer fees
- Same-day delivery in many countries
- Recurring transfer options
International property payments
Make large international payments for property purchases with competitive rates.
- High transfer limits
- Rate lock for large amounts
- Dedicated support
- Full payment tracking
Get paid globally
Receive payments from clients worldwide in their local currency.
- Local bank details in 30+ countries
- Auto-convert to your currency
- Invoice in any currency
- Low receiving fees
Frequently asked questions
Everything you need to know about international transfers.
Ready to send money globally?
Join millions who save on international transfers with Novolut.